{"id":10426,"date":"2023-09-24T10:49:06","date_gmt":"2023-09-24T17:49:06","guid":{"rendered":"https:\/\/blogs.ubc.ca\/etec523\/?p=10426"},"modified":"2023-09-24T11:00:38","modified_gmt":"2023-09-24T18:00:38","slug":"financial-culture-in-the-mobile-world","status":"publish","type":"post","link":"https:\/\/blogs.ubc.ca\/etec523\/2023\/09\/24\/financial-culture-in-the-mobile-world\/","title":{"rendered":"Financial Culture in the Mobile World"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The mobile world allows us to track everything. This is a double-edged sword. In terms of health, it can either motivate us to exercise more (or perhaps even push us too far), or guilt and overwhelm us with constant health notifications. The same can be said for our finances. Ordering online and paying online is easier than ever. Using credit cards are now more convenient , and less painful in the short term too&#8230;really! Multiple studies have been done to show that when we use the seemingly archaic form of physical cash to spend, we enjoy the object more and also feel the pain of spending our money more: <a href=\"https:\/\/www.forbes.com\/sites\/elizabethharris\/2016\/07\/28\/study-paying-cash-hurts-and-makes-you-value-your-purchase-more\/?sh=1087912d8285\">https:\/\/www.forbes.com\/sites\/elizabethharris\/2016\/07\/28\/study-paying-cash-hurts-and-makes-you-value-your-purchase-more\/?sh=1087912d8285<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">On the flip side, there are more apps than ever that make automizing savings and investing easier. Spending habits can easily be tracked, along with savings goals with apps like TDMySpend and RBC Mobile&#8217;s NOMI. There are both positives and negatives to this new financial mobile world. It seems to reinforce habits we may have already have to begin with and expand them ten-fold. What do you think? Have you felt the influence of the financial mobile world and have you noticed it influencing your behaviour? <\/p>\n","protected":false},"excerpt":{"rendered":"<p>The mobile world allows us to track everything. This is a double-edged sword. In terms of health, it can either motivate us to exercise more&#8230;<\/p>\n<div class=\"more-link-wrapper\"><a class=\"more-link\" href=\"https:\/\/blogs.ubc.ca\/etec523\/2023\/09\/24\/financial-culture-in-the-mobile-world\/\">Read more<span class=\"screen-reader-text\">Financial Culture in the Mobile World<\/span><\/a><\/div>\n","protected":false},"author":94965,"featured_media":4274,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-10426","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mobileculture","entry"],"_links":{"self":[{"href":"https:\/\/blogs.ubc.ca\/etec523\/wp-json\/wp\/v2\/posts\/10426","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.ubc.ca\/etec523\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.ubc.ca\/etec523\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.ubc.ca\/etec523\/wp-json\/wp\/v2\/users\/94965"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.ubc.ca\/etec523\/wp-json\/wp\/v2\/comments?post=10426"}],"version-history":[{"count":4,"href":"https:\/\/blogs.ubc.ca\/etec523\/wp-json\/wp\/v2\/posts\/10426\/revisions"}],"predecessor-version":[{"id":10430,"href":"https:\/\/blogs.ubc.ca\/etec523\/wp-json\/wp\/v2\/posts\/10426\/revisions\/10430"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blogs.ubc.ca\/etec523\/wp-json\/wp\/v2\/media\/4274"}],"wp:attachment":[{"href":"https:\/\/blogs.ubc.ca\/etec523\/wp-json\/wp\/v2\/media?parent=10426"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.ubc.ca\/etec523\/wp-json\/wp\/v2\/categories?post=10426"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.ubc.ca\/etec523\/wp-json\/wp\/v2\/tags?post=10426"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}