Kiva Micro-financing or Kiva.org is a not for profit organization that funds small entrepreneurial businesses in developing and developed countries around the world. The organization allows individuals and groups to upload money onto the website and choose who to support, and with the help of partners, Kiva is able to transfer that aid to the recipient.

However, whats unique about the process of Kiva is that their donations and donor involvement is not linear. Not for profit organization are typically operated and funded by individual donations that go towards projects and often encourage people to donate again and often. Kiva, on the other hand, operates as a bank and therefore donations are rarely lost to the system, which makes it a great long-term investment.

As a school or organization who donates to a charity every year, Kiva allows them to accumulate their aid over the years and make a greater impact. With every loan they give and then recollect, the donor is given the power to impact another persons life with having to reinvest in the organization.

Kiva has reinvented the idea of donating, a social enterprise helping enterprise.