Stephanie Fan's Blog

Ever get tired of seeing your hard-earned money sitting in the bank with a very low interest rate that might you perhaps a cent a day if you’re lucky?  Then you should learn to invest!

There are definitely many ways of investing your money but they are generally serve the one of the two purposes: to transfer wealth across time or  to share a risk.  An example would be mutual funds.  Mutual funds are defined as “professionally managed type of collective investment schemes that pools money from many investors and invests typically in investment securities (stocks, bonds, short-term money market instruments, other mutual funds, other securities, and/or commodities such as precious metals)” that are managed by fund managers.

This source of investment has been proven to have their highs and lows.  According to September’s figures, Canadian investors tried redeeming $150 million worth of mutual funds defying “the month’s reputation for being the weakest on average for investing”.

Personally, I would prefer to invest in more physical assets like land and houses however, at the same time, I am not a very high risk taker.

http://en.wikipedia.org/wiki/Mutual_fund

http://www.theglobeandmail.com/globe-investor/funds-and-etfs/funds/mutual-fund-redemptions-rise-on-strong-september/article1742286/