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The death of a family member is always hard and painful on the family and close ones. They often need time to mourn over the loss in order to get over it. And this is the time they don’t want to receive calls from creditors pushing them to pay the debt that the deceased family member left behind. The article Debt after death: Banks chase down mourners mentions that family members technically don’t have the responsibility to pay for the debt that a deceased family member left.

Banks, however, usually like to mix things up and talk to you in a way that you feel responsible for paying it. Like Deborah Crabtree in the article, she received dozens of disturbing phone calls a day from the Bank of America telling her to pay the debt that her husband left behind; and the phone calls are coming in every 15 minutes until the debt is paid. I believe that such behavior is ethically wrong, banks don’t have the right to call and inform their clients, who recently lost family members, about the debt that is left in a way that they feel liable to pay.

Article: http://money.cnn.com/2011/09/01/pf/debt_death/index