UBC-DIBS Behavioural Insights Seminar
Friday, Mar. 10, 10-11am PT
Register to attend on Zoom at https://bit.ly/DIBS-seminar
How Does Financial Scarcity Impact Take-Up of Employment Services? Evidence from a Survey Experiment
Vince Hopkins
University of Saskatchewan
Labour market programs help people improve their job chances, but low-income individuals rarely participate. We conduct a survey experiment in British Columbia, Canada (N=1,274), exploring whether financial scarcity leads to temporal discounting in the context of employment services. We find that low-income individuals prefer job training programs with immediate benefits when faced with a large financial shock, while high-income individuals do not.
The UBC-DIBS Behavioural Insights Seminar series features researchers and practitioners sharing their field and lab projects using the behavioural and decision sciences to “nudge for good”. Recordings of past seminars are available on the BI wiki here. To subscribe or unsubscribe, email dibs@sauder.ubc.ca.