I love the idea of hacks. In this case if you can’t think of new, revolutionary ideas you can hack another product/idea – in this case PayPal.
This hackathon had people creating apps to find lost children (and fund through Paypal), crowdsource funding app for children (really) and a mobile app to pay for parking.
https://www.paypal.ca/blog/paypal-battle-hack-toronto-packs-the-house-at-mars-discovery-district/