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Necessity of Cybersecurity in Digital Era

We live in the beginning of the digital era. Essentially, what that means is that we are living in a modern world that is paved to the brim with good intentions, digitalisation, and technological advancement. This is a world of our own creation, and so we should not be at all surprised at the way that this world has unfolded and continued to evolve and expand since the dawn of its introduction to the big, wide world. Today, modern society is more hinged on technologies than it has ever been, and it continues to become more so every single day. At the core of that realisation lies the distinct realisation that we are growing more comfortable, more familiar, with technological innovation than we are in its absence. In this way (and so many others), this truly is a whole (digitally empowered) new world.

The technologies that have changed the world

So, in a world that is steadily becoming more technologically inclined all the time, it comes as no surprise that our reliance on technological innovations like the worldwide web has become stronger and stronger too. The internet has been remarkable since it was first introduced to the world, changing life as we knew it forever. Over the years, the enhancements to the internet have only gotten more advanced and more impressive. In many ways, this is a positive, but it can and does also inevitably open doors that pose potential risks. Protecting ourselves has never been so important – especially online.

The necessity of cybersecurity measures today

This is exactly why cybersecurity is so important in this day and age. Now that we are engaging online more than ever and thus investing more and more of ourselves and our lives into the virtual landscape that is the worldwide web, it becomes more and more obvious that there is a growing necessity for cybersecurity measures. Essentially, cybersecurity is all about protecting online activity and users by initiating and upholding several different virtual security measures. Each of these measures is designed to protect the privacy and safety of a user’s online activity. In a time like today, this type of innovation is more important than it has ever been.

What we can expect going into the future now

There are so many cybersecurity options out there today, thankfully. Whether it is anti-malware programs or a standard VPN (to name a few examples among the many), cybersecurity is more powerful than it has ever been. What is more, is that it seems to only continue its upward trajectory, getting better and better all the time. Having a reliable, secure and private connection really can make the difference between being protected online and needing to get your ducks in a row when you find you have been too lax. Going forward, we can almost certainly expect more advancement. Cybersecurity continues to step it up all the time these days, and there is no reason to think that will change any time soon.

Why Do Canadians Use VPNs?

The internet might seem like a place of freedom but the sad reality is the average online user will be restricted when it comes to what they can watch and access. Big corporations, governments and authorities often use software designed to block certain sites, track users and steal their data.

This is certainly true for the citizens of Canada. In order for them to stay protected and get passed restrictions they too will have utilize effective software. That is why so many Canadians are turning to virtual private networks (VPNs). These are not only versatile and effective. They are also perfectly legal in Canada.

In simple terms a VPN connects a user to the internet in a secure way. Their data traffic will go through an encrypted virtual tunnel. Therefore the user will be less vulnerable to trackers, hackers and cyber criminals. A VPN extends the amount of freedom Canadians can have when browsing the internet and deep web. The main advantages of having one installed are anonymity, security and the ability to bypass blocks.

Torrenting

Torrenting is enjoyed by people all over the world. The ability to share data files with others in a free and easy way is a wonderful thing. However, this activity can potentially expose sensitive user information. If someone in Canada started downloading or uploading on a torrent site their IP address would most likely be visible.

An IP address can also reveal the user’s geographic location. In some cases this may be enough to expose their identity as well. People who regularly engage in P2P sharing run the risk of this exposure every time they torrent. If anyone can see their IP address it is only a matter of time before a malicious entity takes advantage of the sensitive information.

A VPN will conceal a person’s true IP and make it appear as though they are located somewhere else, ideally in a completely different country. The biggest VPN companies give their users access to thousands of global servers. If a Canadian used a server in Europe their IP origin would appear to be from that continent. Masking an IP with VPN technology is an essential aspect of modern torrenting. Without it the consequences can be disastrous.

Bypassing Geo Blocks

Numerous sites and services on the internet have geo based restrictions in place. This is especially true when it comes to streaming sites such as Netflix, iPlayer, Prime Video and many others. A person in Canada would not be able to watch the British version of Netflix without a VPN.

Conversely, if a Canadian ex-pat wanted to watch geo-blocked television station content from their home country they would also need to utilize a VPN. This technology is not however a way to watch restricted content for free. The user will still have to register and pay for the streaming service content.

Live sporting events are notorious for “black outs”. This is when the event is not allowed to be broadcast to a certain territory because the network is not local. A black out can be very frustrating for sports fans. VPNs let users watch sports through an international server, preventing this issue.

Keeping Data Protected

Accessing the internet without any security software in place is risky. There is always the potential that a third party is monitoring the user’s activity. They will need to be protected from malware, ransomware and other malicious software.

When people use the internet for extended periods of time they will inevitably have to share sensitive information. This could include bank details, login usernames and passwords, personal information, medical history or work files. Their connection will have to be safe and a VPN is ideal for this. It stops hackers in their tracks and secures user traffic.

Staying Anonymous

It is becoming increasingly difficult for the average person to keep their identity hidden when online. Criminals are not the only ones who want to get their hands on the general public’s data. Many legitimate but intrusive organizations try to collect user data. This could be for research and marketing purposes.

It is not uncommon for Canadians to search for items to buy and then be targeted by ads for these products. They have not had their mind read, instead their search information has been covertly collected. With this info a company can create an entire consumer profile and continue to target them with tailor made ads.

The practice of brazen data collection has become so disturbing that people use VPNs simply to stay anonymous. This does not mean they have anything to hide. They simply want to avoid creepy marketing practices.

Conclusion

VPNs have revolutionized the safety and freedom of regular people who use the internet. It is likely that the popularity of VPNs will increase even more in the near future.

Understand the Different Business Structures in the U.S.

The U.S. continues to be one of the most pro-business environments in the world. If you’re a Canadian or citizen of another foreign nation, there are clear benefits to launching or expanding your firm in the states.

But before doing so, you’ll need to understand a little more about the various structures and legal guises that are available in this business environment.

Four Types of Business Structures

A business structure may seem like it involves nothing more than a piece of paperwork or administrative box to be checked off. But it’s actually a significant facet of how one establishes a company’s financial and legal foundation.

In the U.S., there are five common structures. Here they are and what each one entails:

1. Sole Proprietorship

This is the simplest set-up. Technically, you don’t have to do anything to form one, but there’s no liability protection or separate tax status. The owner simply files revenue on his or her personal income tax return as a Schedule C.

Perhaps the biggest perk in a sole proprietorship is the fact that your business earnings are taxed only once — unlike most other structures. You simply pay estimated taxes in four equal amounts throughout the year.

A disadvantage is that you’re personally responsible for any debts the business incurs. If your firm is unable to pay off its debt, creditors can come after your personal assets (such as your house).

2. LLC

Although limited liability companies (LLCs) have been around since the 1970s, they’ve grown substantially in popularity over the past two or three decades. Apart from sole proprietorships, the LLC is the most popular business entity.

LLCs are essentially a hybrid that combines some of the most attractive benefits of both partnerships and corporations. They’re extremely easy to establish — even for foreign citizens.

You don’t have to be a US citizen or company to create one. The barriers to entry are low and the ongoing upkeep minimal.

3. Partnership

If you’re going into business with other people, a partnership may be the best option. There are two common types: limited partnerships and limited liability partnerships.

In a limited partnership, one general partner has unlimited liability, and the others have only limited liability. The general partner gets more control over the company, but all the players have some leadership and management capabilities. 

In a limited liability partnership, all partners incur limited liability. This offers protection of personal assets and ensures one partner cannot be held responsible for the actions of the others.

4. Corporation

A corporation — also commonly referred to as a C corp — is a legal entity that’s distinct and separate from its owners. Corporations are taxed on profits and can be held legally liable.

A corporation is the strongest protection against liability (from an owner’s perspective), but it’s also the costliest. Owners get taxed twice: first when the company makes a profit and second when the owner is paid.

Choosing the Right Business Structure

As we’ve explained, every business structure offers a unique set of benefits. But there are also risks and negatives that come with each option.

As you consider which one might be the best for you and your operation, you’ll want to think about the following five factors:

  • Control. How much control do you want and need over the company? Are you planning to do it alone, or have partners? The type of entity you select will determine how the business operates.
  • Liability. This is obviously a huge element in the equation. Most people prefer to limit the amount of personal liability they have in the business. The more complex the structure, the more you can keep your personal assets out of harm’s way.
  • Taxes. The business structure you select has a significant impact on the amount of taxes you and your business will be expected to pay. Do you want to keep things simple, and file your taxes as part of your personal return? Or are you interested in separating everything for other potential tax advantages? 
  • Cost. Every legal structure involves different costs. Some are cheap to set up, others require a hefty initial investment. Some can be done on a DIY basis, while others will call for assistance from lawyers and accountants. 
  • Administration. The ongoing administration of a legal entity can also vary dramatically. If you want something that requires little to no maintenance, you can find it. But if you want a more complex structure, it may require precise record-keeping and filing. 

If you’re thorough and accurate in your evaluation of each of these elements, you’ll find it easier to narrow down the options and select the right business structure. It should be noted that there is no perfect legal entity, though.

Any time you choose one option over another, you’ll have to make sacrifices. The essential thing is to arrive at an educated decision that puts your best interests first.

Automotive technology pushes the bus industry to become more sustainable

When it comes to contributing to traffic on the roads, it goes without saying that individuals today are more and more dedicated to contributing more consciously and sustainably. Rather than simply driving or getting on any old mode of transportation to get from point A to point B, people are becoming more invested in ensuring that they contribute in more sustainable ways. Whether it is driving one’s own vehicle, or taking a coach bus to get where you are going, the point remains the same. Considering group transportation, there are many options available. And up to 72% of travellers agree that individuals today should be making more sustainable travel choices – even if they are counting on group transport. Every vehicle counts, after all.

Hiring a coach bus is without a doubt one of the most sustainable group transportation options available, no matter where in the world you live. On the scale of transportation methods (from walking to riding a dump truck, specifically) travelling by charter bus comes third only after walking cycling. It might come as something of a surprise to some people, but when you consider the number of individuals that can board a single bus, the fact becomes almost obvious. Why? Well, there are several reasons why, but here are the three most important reasons why charter buses are one of the most sustainable group transportation options available.

Charter buses can transport more people at once

Up to fifty-five people on average can fit in a single charter bus, while the average vehicle has one to four people maximum in it at any given time. This means that you are actively becoming part of the solution instead of a contributor to the problem on a personal level. The more individuals that partake in charter bus travel, the more impact a single charter bus journey has on the emissions level around Earth. But it does not end there.

Charter buses eliminate the necessity for constant personal vehicle use

Taking a bus to an event or when you commute to your job every day means that you are taking active and consistent actions to become a part of the solution. When you take a charter bus to get you to point B, you are sharing the load with up to fifty-four other individuals as well as making the decision to leave your own vehicle at home. This means that rather than contributing harmful emissions into the air for the use of one individual (you), you are boarding a charter bus and sharing the emissions of a single vehicle with upwards of fifty other individuals at any given time.

Charter buses continue to become more eco-friendly

More and more often, the charter buses that are on the roads today are becoming more and more eco-friendly. In fact, electronically-powered charter buses have been in the works for a while now, and we are beginning to see the first models roll out onto roads around the world. EVs are always positive vehicles, and when it takes the form of a charter bus – a vehicle that has the power and the overall capacity to transport fifty-five people or so at once – the potential for positive sustainable impact becomes even more pronounced.

The Most Popular Approaches to Translating and Localizing Movies

Having a movie converted into multiple languages is one of the guarantees of its success. Read about the ways to translate films for massive audiences.

Through correct movie translation, it is possible to apply to the hearts of millions of people around the globe. Modern cinemas took care of advanced translations of the films they show to collect more money from their viewers. Even though English is considered an international language, and Chinese is the most spoken one, people prefer watching motion pictures in their native language to understand every single word, joke, and idiom. To succeed, movie makers turn to professional translation services and choose one of the available methods to localize their masterpieces. We will discuss them in this article.

The Role of Audiovisual Content

One of the most effective methods to convert films in various languages is, no doubt, audiovisual translation. Globalizing audiovisual content means expanding the target audience significantly and increasing the number of regions where people watch the movie or show. It is like website optimization. It might cost your business a bit, but the outcomes are usually worth investing in. Special language services providers usually offer audiovisual translation in numerous languages, and the fee usually depends on the number or complexity of the chosen languages. Commercial movie makers never use to consult the websites that offer free translation online. These companies hire the services of some professional translators to convert and add audiovisual effects in the movies. This is an extremely sensitive task because the translator has to produce the audiovisual content compatible with the cultural and emotional context of the source language. 

At the same time, the cultural aspect should be taken into consideration as direct translation will not bring the desired effect. Except for the cultural, political, religious, and economic factors are critical to take into account when dealing with movie translation. A movie maker should also consider various approaches to translating films:

  • Subtitling;
  • Voice-over;
  • Lip-sync dubbing

They all come at different costs. They also demonstrate different effectiveness. Those are just the most popular approaches that one should use if he or she wants the film to be equally successful in various languages and cultures. We should briefly discuss each method.

Subtitling

It was noticed that smaller regions choose subtitles when it comes to translations of movies. Under small countries, we mean those with populations around 10 million people or even less. The approach is known as relatively cheap. Thus, it is also popular among independent movie makes who do not receive enough budget for their masterpieces. 

In such countries as Spain and Portugal, subtitles are often applied to foreign television shows. Also, many countries today have more than two official languages, and that is another thing that makes subtitling quite wide-spread: language minorities especially benefit from this method. To sum up, the pros of subtitling include:

  • Comparatively low costs (15 times cheaper than dubbing on the average!);
  • Original language is still heard (it helps many people to learn new languages);
  • The plot’s main message is delivered way better (the main idea remains the same as it is not important to sync the dialogues and the actors’ lips).

Of course, like in any situation, there are some disadvantages to using subtitles. Perhaps, you can guess some of them, but here is the top of disadvantages that might even prevent some filmmakers from subtitling:

  • This method slows down the watcher (having to read comments whenever the dialogues are on may distract the viewer from the plotline);
  • Limited space is required (when subtitling, the translators have to meet several strict conditions);
  • The production time becomes longer;
  • The overlapping colors may become an obstacle.

Dubbing

The next common method is so-called dubbing. The idea is to remove the source audio track to include a recorded one in the required language. The central European countries prefer this method on TV and in the cinema industry in general. This approach suits regions with large populations more. As some countries have just one officially recognized language, dubbing is their best choice. No cultural factors or religion usually matter but politics. It is still critical to obey censorship. 

What about the advantages of this method? They include:

  • Increased film’s appeal to mainstream watchers (provides a sense of national identity and comfort in general);
  • Guarantees successful motion picture localization (dubbing the movie in their native language makes the audience understand the plot better; when mixed along with subtitles, the effect is the best);
  • Humor and idioms become better to understand (dubbing allows accepting the joke or anecdote converted into the language that the local population understands).

So, the greatest advantage of dubbing is localizing the content so that the audience perceives the movie as the one produced by the domestic filmmaker. Of course, some cons were admitted by the experts, too:

  • Selection of voice may be improper (often, the same actors dub the same original actors in movies, and audience sooner or later gets acquainted with that; but when it comes to some regions, a single actor dubs all actors, and it is not really comfortable as people should watch the picture all the time to get who is talking);
  • Sync of the voices (it is not easy to synchronize the voices with the mouths of actors);
  • Some voices may sound irritating to the watcher.

How to Translate a Film Step-by-Step

We have discussed a couple of the most commonly applied approaches to movie translation. Now, it is time to have a look at the steps a crew should do to implement each of them. So, we will start with the guide to adding subtitles:

  • Collect the requirements by identifying the nature/scope of the film;
  • Come up with the necessary assets (transcript and framework);
  • The translation of the dialogue itself;
  • Adjustment of settings and timing;
  • Implement quality assurance tests;
  • The last few steps in engineering.

The process of dubbing looks pretty much similar with some differences. For example, once the translators are done with their job, it is necessary to apply instruments to count the script’s syllables to adapt the translated material. Then, the actors may view the translation while voiceover. At the same time, one should control their tone, intonation, expressions, etc. The last steps are the same as in the case of subtitling: quality assurance and engineering.

So, Which One to Choose?

No matter which of the discussed techniques you choose, you will benefit from converting and localizing your project. It refers not only to movies: the entire business world works this way today. When translating a movie, consider the regions you plan to target as well as some other factors such as costs and voiceover actors’ availability. Then, your film is doomed to succeed (taking into account an interesting plot and good acting, of course).

The company providing solutions for the entire pet industry

BabelBark was started by Roy Stein and Bill Rebozo. They created a solution for a personal problem. Stein and Rebozo wanted to leave for vacation. The problem with traveling as a pet parent is that must leave their fur loved one with someone they trust. Although boarding is an option, it’s often wildly expensive and also can cause emotional stress on the animal because it’s taken out of its natural environment. Pet sitters are increasing in number as the amount of pet owners continues to grow.

As friends, co-workers, and software engineers, both men decided to create an app that helped find care givers. Not only did it connect the pet parents with their community, it also provided updates on the pet while the parent was away. It’s a revolutionary idea that creates a simple solution to a present day issue.

“The idea for BabelBark came about in early 2015 when we were planning an extended vacation—and worried about leaving our dogs with sitters. So, we created an app to help the care givers out and enable us keep tabs on what’s happening with our dogs.” – Roy Stein

The app usage started with just two guys and then spread to their community. The men saw and conquered a business opportunity to make it available to the public. They did a soft launch in 2018 and a full launch in 2019. Since then, the company is growing in investments, services offered, and brand awareness.

The company has a competitive advantage in their market for a few reasons. The primary reason they will continually see growth and success is that they are the first to enter a market. In a way, they created the market and then dived into other facets of the pet industry. An app that helps connect pet owners and care givers will give the owners a peace of mind while traveling and also provide the care givers with new clients.

“Since the idea for the app came about, BabelBark has grown into a Pet Suite of products including the BabelBark app for pet owners, BabelVet software for veterinary hospitals + clinics and BizBark software for businesses + shelters—all designed to work together to

redefine the connection between pets and everyone who cares for them.” -Roy Stein

When researching their audience, BabelBark owners realized a few key factors played into their hopeful success. A generational and demographic shift means that millennials are holding off on kids. Research demonstrates that the millennial generation is getting waiting to get married and have children, and thus, have opted to raise furry friends. Because they all aren’t paying for weddings or children in their twenties, some of them are more likely to pay for luxury pet items and be much more invested in the lives of their pets.

“Pet parents have different needs now than 10 years ago due to a number of factors. Verticality is out and old thinking – Horizontality is the new way to think and what millennials expect. Pet businesses need to ensure they are prepared because the new digital mobile practice is a horizontal movement. They now need to be connected to the entire pet ecosystem and ONLY BabelBark does this.” – Bill Rebozo

Their company provides a full service and horizontal integration approach to users. So not only does it focus on care givers, the company also provides other services like BizBark and BabelVet. Those two services help connect pet businesses and vet providers to owners. The app can essentially be a one stop shop for owners. Because it is a multi-faceted provider, businesses and vet clinics are likely to use it on their end to connect with pet owners. As a mutually beneficial product, the horizontal approach helps every notch in the system.

Although the startup came about just a few years ago, the two men have successful raised $8.6M in funding and are continually hoping for growth in their idea. The American Animal Hospital Association (AHAA) chose BabelBark as the exclusive vet-pet platform until December 2021. The app has the ability to benefit animal hospitals and vet clinics by advertising their services on the app. Because it provides global services, BabelBark is able target in local markets. Unlike purchasing a product, sometimes buying a service, like vet care, is preferred to be done locally by pet parents. For this reason, BabelBark connects local pet parents with the local businesses and vets available to them. This powerhouse system of data is beneficial for all users involved and gives BabelBark an upper hand when it comes to future investments and business endeavors.

“By connecting the whole eco-system of pet parents with veterinary and other pet caregiver businesses through a single platform, our platform delivers mutually-reinforcing benefits with a robust data base enabling predictive analytics on what product and service is needed & when.” –Bill Rebozo

Which Investments Do America’s Wealthy Use to Counteract a Recession?

The American economy is booming at the moment – but booms only last for so long. If history tells us anything, it’s that we’re likely to experience a recession within the next five to seven years. And when this recession comes, financially savvy Americans will have a plan for how they can protect their portfolios with wise investments.

What is a Financial Recession?

If we want to have a discussion about recessions and the smart steps wealthy people take to successfully counteract the negatives that come with them, it’s important that we begin with a clear understanding of exactly what a recession is.

Technically speaking, a recession is a period between a peak and a trough. By contrast, the period between a trough and a peak is known as expansion. The period from late 2007 to early 2009 was a recession. The period from early 2009 to today has been a period of expansion.

During a recession, there’s a significant decline in activity across the entire economy. This period generally lasts anywhere from a few months to a couple of years. (Economists generally wait until there’s two consecutive quarters of declining GDP to use the “R” word.)

6 Investments Built to Withstand a Recession

During a recession, investors aren’t necessarily looking for massive returns. Most will actually settle with breaking even or making some small percentage gains. What you don’t want to do is absorb the brunt of the decline – which is easier said than done.

Every situation is unique, but you’ll find that most successful investors turn to investments like these during down markets:

  1. Cash

It might not be an investment in the normal sense of the word, but cash can be a smart method of storing money during a recession.

Think of it this way: What’s the difference between someone who has $1,000 sitting in cash making no money and someone who has $1,000 plugged into an investment that loses 20 percent? At the end of the day, the person with the cash is up $200. Sometimes not losing money is valuable place to be.

  1. Treasury Bonds

High-quality bonds – such as U.S. Treasury Bonds – are great for recessionary periods. They’re slightly more risky than holding money in cash, but they also provide greater returns. During negative economic environments, look for bonds that last around five or six years, as this will get you the best ROI.

  1. Municipal Bond Funds

While they carry a bit more risk than treasury bonds, municipal bond funds – those issued by state and local governments – are still pretty safe. You may be able to squeak out a couple of percentage points in interest, which is better than nothing.

  1. Dividend Aristocrats

Dividend stocks are great. The only problem is that many of them decline in value during recessions – leaving you with negative returns, instead of positive cash flow. But there are still some dividend stocks that are valuable.

Your best bet is to go with “dividend aristocrats.” This is the title given to dividends that are in the S&P 500 and have 25+ consecutive years of dividend increases. In other words, they’ve continued to increase dividend payments every year for the last quarter century (even during the 2007-2009 recession). In a stock market where nothing is certain, that’s pretty good!

  1. Rental Real Estate

It’s always a great idea to purchase real estate when the market bottoms out. The problem is that you don’t know when the market is reaching its low point. So instead of trying to perfectly time the market, you should instead try to invest in the right type of real estate.

A recession is a great time to begin buying apartment complexes. While the number of people buying homes declines in a recession, the number of people renting goes up. This makes it a strong investment opportunity.

  1. Yourself

Quite honestly, the smartest investment you can make is in yourself. The more money you put into improving your talents, acquiring new skills, and networking with other professionals, the greater your chances are of increasing your income (both now and in the future). Don’t miss this!

Stay Plugged In

We’re at a very interesting point in time. We’ve experienced nearly a decade of unprecedented growth, which was preceded by one of the largest recessions in American history, and storm clouds are brewing. Most experts agree that a recession of some sort is on its way within the next two or three years – though it’s hard to say exactly when.

When it comes to making investment decisions, it’s important that you don’t just hand everything off to someone else. Even if you have the best financial advisors and experts in your corner, it’s wise to stay abreast of what’s happening at all times. You’ll discover that gut instinct and intuition can be as important as technical analysis.

The ultimate list of IT resources that UBC students can utilize

If you haven’t noticed, technology has taken over the world and the only way for anyone to survive, especially college students, is to evolve alongside it. In the past, students lacked the technical knowledge necessary to take advantage of various IT resources that were beginning to appear across college campuses. Students at UBC today have no excuse for not taking advantage of IT resources available to them. All you really need is access to the internet.

The importance of having a personal website

Many students might be skeptical about the necessity of creating and maintaining a personal website. There are dozens of benefits gained from having a personal website and it doesn’t take very long to actually make one. To better understand how to get started building an online presence, all you have to do is compare local web hosting services to figure out where to house your website. After that, you can have a website up and running in a day or two using WordPress.

As a college student, having your own website can set you apart from other job applicants when your job search begins, whether you are applying for an internship or a full-time job. A personal website can act as a personal portfolio where you are able to showcase work from projects, organizations, and jobs. 

Controlling your personal branding is another added benefit of a personal website. You have the power to convince potential employers to form an opinion that you want them to form regarding your professional presence. Even having a second place to point recruiters to where they can place a face to a resume is an added benefit.

Imagine a scenario where you found your dream job. You and your competition sent in your resume and your cover letter, excited about the opportunity. The difference between you and your competition is that you have a personal website and they don’t. While they sit there twiddling their thumbs, you are updating your website to make it personalized towards the job you applied for. Imagine what will happen when a recruiter opens your website and sees “Specific Company, please interview me.”

Investing in a laptop

It’s understandable if you don’t have a laptop yet due to financial difficulties. School and everything surrounding your education is expensive. The problem is that laptops provide such an improved experience over an alternative. With a laptop, you can work whenever and wherever, achieving a level of independence and freedom that you previously lacked. 

If you are not able to afford your own laptop, you can simply rent one from the library – all you need to do flash your student ID.

Beyond that, you have other options. There are options for a personal laptop that will only cost you $200 such as a Chromebook. You may not be able to use complicated software and play games on a Chromebook but you can surf the internet, use Microsoft Word and Excel, and take notes in class.

Anything else that needs to be done can be supplemented by a rented laptop or by using a PC in the library.

Immerse yourself in coding and develop your interests

Coding is a modern language. Everything regarding technology beyond hardware is made possible through different coding languages. The value of knowing how to code is massive and could help you as automation takes the job industry by storm.

Beyond that, having any additional skills on your resume will help you in securing a job when you graduate. Any extra little bit can help when applying for a job. At the very list, showing you have a diverse set of skills can get you ahead of the competition.

There are various resources that any UBC students can make use of on campus to further their coding knowledge or to dive deeper into interests they have. The internet also has a lot to offer for free. Previous generations mainly view education as an institution. We don’t fully disagree as UBC is one of the best institutions for learning in the world, but there are other options as well.

Education has generally become much more fluid and learning is accessible in a wide variety of places. Anyone can learn how to play the piano via Youtube or learn filmography through an online learning platform such as Coursera. While you might not receive a document certifying your skills, you can learn many useful skills. The world is becoming increasingly flexible regarding qualifications. If you receive one degree and have skills in another field, the combination of the two makes you a unique job candidate.  

There is no reason why you cannot learn a new skill while pursuing your undergraduate degree or masters at UBC. It’s only a matter of dedication and self-motivation. As a student, learning how to balance your formal education with other learning opportunities will make you a well-rounded person after graduation.

Small Business Accelerator

At UBC, becoming an entrepreneur is just as much about immersing yourself in technology as it is about learning basic business principles. If you have a business idea, the business accelerator program gives you access to technology that will allow you to bring your business idea into reality.

The biggest boost the accelerator can give you is access to market research you wouldn’t have otherwise. Data from studies on the internet can cost hundreds and thousands of dollars. UBC has access to information you wouldn’t have access to otherwise.

The accelerator also gives access to other online resources such as business idea evaluation, business plans, funding, and legal assistance. Accessing this wealth of information while you’re in school can give you a massive leg up on future competition. 

Final Thoughts

Almost anything is possible with the internet and other forms of technology. The main issue is trying to figure out where to specifically look. Information overload is a real thing and UBC is attempting to make the process easier by providing specialized IT resources. Exploring the IT resources available at UBC can make your education better and your post-graduation life even more prosperous.

Manmade diamonds present a new era in diamond cutting technology

For decades, it has been perhaps the world’s most genius slogan that diamonds are indeed forever. This is an industry that, over time, has evolved to bloom into the booming sector that it is today. Every year, around 150 million carats of diamonds are extracted from the Earth. And, unfortunately, it has not always been an industry that has actively practiced ethical resourcing of the diamonds. For generations, the blood diamond trade in Africa enticed some of the most dangerous, even hostile worker conditions in the world (if you can ever call them that).

The drive for diamonds has never ceased, nonetheless. People all over the world consider diamonds to be some of the most precious stones available, and indeed they are. But more to the point, now that awareness and a general understanding of how exactly so many of those diamonds make it to the international market has bloomed so significantly, there is more of a push to source the precious stones more reasonably, on every front. The diamond industry might not be going anywhere any time soon, but the hope is that soon the way in which it operates from the onset will change.

The push for a more ethically sustainable approach to sourcing diamonds

Over time, ethical awareness spread, and today there is a push to eradicate the blood diamond industry, but it is an ongoing battle (for more information on legal rights surrounding workplace incidents check it out here). Even so, a rising solution to the crisis comes in the form of manmade diamonds. These diamonds are just as beautiful as organically sourced diamonds, and with a practically flawless ethical stance on sourcing, polishing, and marketing, at that. And, as it turns out, an especially significant approach to diamond cutting.

It all starts with controlled manmade growth inside a specified lab

Being made in a lab, manmade diamonds are controlled from the moment their creation and subsequent growth is initiated, to the moment they are polished and finalised before being sent out to the global market. Whereas organically grown and sourced diamonds are all different sizes, shapes, and clarity, manmade diamonds can be controlled every which way, which ultimately makes them more easily cut and polished when the time comes for that process to take place.

Diamond cutting manmade diamonds is more acute, more precise

The laser cutting technology used to cut diamonds in manmade and controlled labs is so precise that I can make thousands, if not millions, of the exact same cut, to the exact same specifications, to the exact same quality, time and again. Further, the process of diamond cutting these stones is more time-effective, owing to the fact that the machines used to control and carry out the diamond cutting technology are much faster than human hands. This makes it easier for manmade diamonds to be cut not only more precisely, but more quickly, ensuring that turnover rates remain high and the quality remains at its best.

Financial coaching: Is it necessary?

Let’s face it, school prepares us for everything but the real world which is bogged down with taxes, repayments, loans and other financial baggage. College gives us a taste of it by forcing us to pay bills, rent and fees. However, unless you are a student in finance, financial management might not come easily to you. Some people run themselves into debt the moment they leave college because they simply do not understand the concept of money and how to make it work for you. 

Turn debts into profits

It might sound like a bit of a stretch, but if one lady can manage to dig her way out of debt after being laid off, it goes to show that everyone can. Whether through the help of online loans with no credit check and instant approval to set up a new business or to help you out of a bit of a tight financial spot or simply by offering your skills up for hire, there are definitely ways that one can find a way out of debt and begin creating revenue.

How a financial coach can help 

Some might wonder how is it practical to hire someone to help them out of a financial crisis, while they are in a financial crisis – wouldn’t it be much wiser to use whatever money one has to pay off their debts rather than to run up a bill with a financial coach? The matter of perspective is important here: a financial coach will be able to teach you how to avoid such circumstances in the future and how to get out of the current situation. It is a worthy investment, especially if one is completely clueless in terms of financial management. 

One financial coach defined what she does as, “changing behaviors around money and helping a client see where they can reduce spending to create more savings, or helping them get out of debt or understanding their emotions around money, which may have created obstacles to good financial management.”

What is emotional spending

Everyone has heard the concept of how shopping makes one feel better – when you’re having a bad day or just feeling down in the dumps, retail therapy has been proven to lift spirits and boost one’s mood. Apparently, it ties in with wishful thinking: people purchase items that they foresee they will use in their future. As PsycologyToday puts it, “As people shop, they’re naturally visualizing how they’ll use the products they’re considering, and in doing so, they’re also visualizing their new life.” What this does is it motivates the individual into chasing their new life instead of allowing their current circumstances to stand in the way. However, this behavior can also be damaging when the shopper spends more than they can afford and purchase things which will only bring them deeper debt. 

Therefore, it is crucial to be responsible with one’s finances and if you are finding it hard to control your shopping urges or do not know how to manage your salary, it is definitely helpful to turn to someone who is successful in your life – a brother, aunt or parent – to help you better manage your finances or if you are unable to find such a person, it is time to turn to a financial coach.